Use of this Website
By accessing and using this website, you confirm that you are legally entitled to do so and that you accept these Terms and Conditions. If you do not agree, please do not use the site.

Relationship Between NEXsteps and Agapi Marketing & Consulting Ltd.
NEXsteps is a practice name used by Agapi Marketing & Consulting Ltd., an Alberta corporation. This website is operated by Agapi Marketing & Consulting Ltd., which is the legal entity responsible for administration, billing, and contractual matters.

Informational Purpose Only
The content on this website is provided for general informational and educational purposes only. It is not intended to constitute legal, financial, tax, medical, or other professional advice, and should not be relied upon as such.

You should always seek advice from qualified professionals regarding your own circumstances before making decisions that may have legal, financial, tax, or medical consequences.

No Professional Relationship Created
Your use of this website does not create a client, advisory, fiduciary, or professional relationship with Agapi Marketing & Consulting Ltd. or with NEXsteps. Any professional services are provided only under a separate written agreement.

Trademarks and Intellectual Property
All content on this website, including text, graphics, logos, and other materials, is the property of the website owner unless otherwise stated. Trademarks, names, logos, and service marks displayed on this website may be registered or unregistered and may not be used without prior written permission.

External Links
This website may contain links to external websites for convenience or informational purposes. These sites are not under the control of the website owner, and no responsibility is taken for their content. Accessing external links is at your own risk.

Affiliate Disclosure
This website may include links to third-party products or services that are affiliate links. If you make a purchase through such a link, Agapi Marketing & Consulting Ltd. may earn a commission at no additional cost to you.

No Warranties
This website and its content are provided “as is” and “as available.” No warranties or representations are made regarding accuracy, completeness, reliability, or availability.

Limitation of Liability
To the fullest extent permitted by law, the website owner disclaims all liability for any loss, damage, expense, or injury arising from your use of, or inability to use, this website or reliance on any information provided. This includes, without limitation, direct, indirect, incidental, or consequential loss.

Conflict of Terms
If there is any conflict between these Terms and Conditions and any other policy or notice applicable to a specific section of the website, the specific policy or notice shall prevail for that section.

Severability
If any provision of these Terms and Conditions is found to be unenforceable in any jurisdiction, that provision shall be severed only to the extent necessary, and the remaining provisions shall remain in full force and effect.

Governing Law
These Terms and Conditions are governed by the laws of the Province of Alberta, Canada. You agree that the courts of Alberta shall have exclusive jurisdiction over any disputes arising from your use of this website.